Business Retirement Plans

To stay competitive in today’s challenging job market, offering employees retirement plans as part of their total compensation package is a wise business investment. As specialists in retirement planning, let Prism help you determine if a SEP, Simple, Defined Benefit Plan, or 401k is the best solution for balancing the needs of the business with the goals of your employees.

Advantages for businesses:
  • Attract qualified and talented employees.
  • Retain good employees with a valuable benefits package.
  • Realize potential tax-deductible contributions.
Advantages for employees:
  • Invest tax-deferred funds to build a secure financial future.
  • Reduce immediate annual tax outlay.
  • Choose from a broad range of investment options.

How does your 401k stack up?

401k Group Plan Solutions

401k group plan solutions (GPS)

This cutting-edge 401k plan has recently been made possible specifically for groups and organizations by the SECURE Act, signed into law on December 20, 2019.

How it works

Until now, the administration costs for a 401k plan were prohibitive. As a member of your group or organization, you can now get the benefit of an affordable 401k plan in the form of a Group Plan Solution (GPS). The GPS lowers the administration costs for participating members, without compromising quality, enabling more businesses and their employees to take advantage of the 401k retirement plan and anticipated tax benefits.

Turn-key 401k plan and privacy protection

The 401k GPS is a turn-key retirement plan designed to reduce employer and personal fiduciary liability, as well as minimize the costs and administrative work for businesses. The privacy of each business and its employees is completely protected just as it would be in an independent plan.

Exclusive 401k group plan

Offered by Prism Capital Management, premier retirement-plan specialists, specific groups and organizations now have the opportunity to participate in similar 401k plans and benefits as those of large corporations.

We are an independent advisory firm

Independence Is Its Own Reward

As an independent advisory firm, Prism Capital Management is not pressured by a parent company to direct you into their proprietary products. As a result, we have the freedom to provide you with a wide variety of investment choices from among the best that the financial services industry has to offer. And as a Registered Investment Advisor with the Securities Exchange Commission, we have a fiduciary responsibility to always put your best interests ahead of ours. You never have to worry about a conflict of interest when we make a recommendation.

As a fiduciary, we're different from other advisors.

As a Registered Investment Advisor regulated by the U.S. Securities And Exchange, Prism Capital Management LLC works exclusively for you, putting your interest first in all we do. Working as your advisor, we are a fiduciary and must always protect your best interests and disclose to you any conflicts that could prevent us from serving your best interests.

Our Process

01

Discovery

In our first meeting, we work together to uncover your true financial needs, goals, concerns, and evaluate your current financial position.
02

Financial Framework

With a better understanding of where you are and where you want to go, we will design a customized, actionable plan to help you achieve your goals.
03

Mutual Commitment

Once you have had a chance to review your plan, we can answer all of your questions, respond to any concerns, and then decide together how to proceed.
04

Implementing Your Plan

If you want, we can take care of the paperwork and get your plan moving forward. Call us at any time for information or if you have questions.
05

Review

As life changes, so do your goals. To make sure your plan remains in line with your goals we will meet regularly to review your progress and ensure your plan continues to fit your objectives.

Realize your wealth's potential

Schedule Your Tax Planning Consultation

Send us a note below to meet with Prism Capital Management and discuss how we can help you make the most of all that you own, now and for decades to come!

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