Tax Planning

Major or minor tax acts seem to debut nearly every year, compounded by additional opinions from the IRS and rulings from the tax courts. So how do you navigate this complex maze of tax laws? And more importantly, how do you best take advantage of changing laws in order to accomplish your financial goals and the dreams of your family?

Effective tax planning is a long-term, year-round process, and cannot be executed in the waning days of December. Tax planning should ensure “tax efficiency,” when handling all elements of a plan.

Planning ahead can go a long way toward keeping your taxes as manageable as possible, especially for those who have reached their retirement years. It’s wise to get a good grasp on the income tax laws and options available to you.

We work directly with your CPA, tax preparer, or estate planner to help deploy tax strategies.

Defer your income

By deferring income to a later year, you may be able to minimize your current income tax liability and invest the money that you’d otherwise use to pay income taxes.

Shift income to family members

You may also be able to minimize your federal income taxes by shifting income to family members in a lower tax bracket.

Deduction planning

Part of minimizing federal income tax is about taking advantage of deductions, and timing them in the most beneficial manner.

Investment tax planning

You can also minimize tax by making tax-conscious investment choices. Potential strategies can include the use of tax-exempt securities and intentionally timing the sale of capital assets for maximum tax benefit.

We are an independent financial advisory firm

Independence Is Its Own Reward.

As an independent advisory firm, Prism Capital Management is not pressured by a parent company to direct you into their proprietary products. As a result, we have the freedom to provide you with a wide variety of investment choices from among the best that the financial services industry has to offer. As a fiduciary, it’s our responsibility to always put your best interests ahead of ours. You never have to worry about a conflict of interest when we make a recommendation.

As a fiduciary, we're different from other advisors.

We work on a fee basis only; no commissions on any investments or trades.

Our Process



In our first meeting, we work together to uncover your true financial needs, goals, concerns, and evaluate your current financial position.

Financial Framework

With a better understanding of where you are and where you want to go, we will design a customized, actionable plan to help you achieve your goals.

Mutual Commitment

Once you have had a chance to review your plan, we can answer all of your questions, respond to any concerns, and then decide together how to proceed.

Implementing Your Plan

If you want, we can take care of the paperwork and get your plan moving forward. Call us at any time for information or if you have questions.


As life changes, so do your goals. To make sure your plan remains in line with your goals we will meet regularly to review your progress and ensure your plan continues to fit your objectives.

Realize your wealth's potential

Schedule Your Tax Planning Consultation

Send us a note below to meet with Prism Capital Management and discuss how we can help you make the most of all that you own, now and for decades to come!

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