The start of a new year often brings motivation to reset goals and refocus priorities, but by February, real life has usually returned to full speed. That makes this month an ideal time for a financial check-in. The noise of year-end decisions has passed, markets have started to settle into the year, and there is still plenty of time to make thoughtful adjustments before the year gets away from you.
As your fiduciary advisor, Prism Capital Management remains committed to putting your interests first through disciplined, long-term investment strategies tailored to your goals. As we enter 2026, here is a concise review of December 2025 market performance and our outlook for January.
As we close out November, financial markets continued to show steady improvement, supported by cooling inflation, stable interest rates, and generally positive economic data. While uncertainty remains part of the landscape, the overall tone of the month leaned more optimistic than much of the year, providing investors with some welcomed momentum heading into year-end.
As the year draws to a close, now is the perfect time to review your finances and take steps to reduce your tax liability. Thoughtful year-end planning can help you maximize deductions, take advantage of credits, and position yourself for a stronger financial future. Here are key strategies to consider before December 31.
September is often a tough month for the stock market, but this year was different. The S&P 500 and Nasdaq both climbed higher, helped by optimism around new technologies, strong company earnings, and the Federal Reserve beginning to cut interest rates. Big tech news, like Nvidia’s partnership with OpenAI, also gave markets a boost.